Hold, move, & get paid in any currency. Every article filed under this job, most read first, plus the pick and the one alternative worth comparing it to.
It is not a rate, it is a monthly allowance measured in dollars: $1,000 on the cheapest plan, $20,000 on the next. Spend past it and Revolut charges 0.6%, which is about double what Wise charged me on a real 30,000 USD transfer priced the same day.
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A US client pays you, a contractor in Manila invoices you, and both times the bank quotes a rate 3 to 4 percent worse than the real one and calls the fee $25. On $50k a year of cross-border flow, that's up to $2,000 gone, silently.
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Wise↗
Real exchange rate, local account details in 22 currencies. The global banking default.
Revolut↗
Banking, cards, expenses, & spending controls in 1 app.